Pliant has raised $80 million in a Series C round. Seaya Nova and Speedinvest led the deal. Pliant announced the raise on November 4, 2026. The round brings its total funding to more than $100 million.
Pliant builds a B2B payments platform, and it is now opening that platform to AI agents. Its tools let businesses and agents issue cards, run payment accounts, handle foreign exchange, and manage spend. The company is based in Berlin.
What does Pliant do?
Pliant is a modular B2B payments platform. It gives businesses the building blocks to issue commercial cards, open payment accounts, manage foreign exchange, and control spend. Fintechs, software platforms, and banks also use it to build their own payment products on top.
The new angle is agents. Pliant lets AI agents handle payment tasks, not just people. Its own agents automate recurring finance work, and outside agents can plug in to make payments as part of a larger workflow.
The round at a glance
| Detail | Info |
|---|---|
| Amount | $80 million |
| Round | Series C |
| Valuation | Not disclosed |
| Date | November 4, 2026 |
| Lead investors | Seaya Nova, Speedinvest |
| Total raised | $100 million+ |
Who invested in Pliant’s round?
Seaya Nova and Speedinvest led the Series C. The round builds on a $40 million Series B from April 2025, which brings Pliant’s total funding to more than $100 million. The company plans to use the money to expand in the US and Canada, enter more markets, and deepen its AI payments features. For more on who funds this space, see our AI agent investors tracker.
How do AI agents use Pliant to pay?
AI agents connect to Pliant through the Model Context Protocol, or MCP, an open standard that lets agents use outside tools. Through that link, an agent can embed a payment step inside a business process. For example, an agent that handles procurement could place an order and pay for it in one flow, with the right controls in place. Pliant says it has been API first from day one, which makes this kind of connection possible.
Why does opening payments to AI agents matter?
Payments are a missing piece for AI agents. Agents can now research, book, and manage work, but most still cannot pay for anything on their own. That limits how much they can finish end to end. Giving agents a safe way to transact, with spend controls and clear records, unlocks a new wave of automation often called agentic commerce. This is one of the clearest frontiers for the agentic AI landscape.
Why does this round matter?
This round matters because it backs a new layer of the agent economy. Most agent funding has gone to the agents themselves. Pliant is building the rails that let those agents actually spend money. As more companies deploy agents in finance and operations, the ability to pay safely becomes a requirement, not a nice to have. That makes payment infrastructure one of the most valuable spots in the market.
What is next for Pliant?
Pliant will use the money to grow in North America, enter new markets, and build out its AI payments tools. The challenge is trust and control. Letting software spend money raises the stakes, so the guardrails have to be strong. Pliant was co-founded by CEO Malte Rau and Fabian Terner, and it is betting that payments will become core infrastructure for the agent economy.
Frequently asked questions
Pliant raised $80 million in a Series C round led by Seaya Nova and Speedinvest, announced on November 4, 2026. The round brings its total funding to more than $100 million.
Pliant is a B2B payments platform. It lets businesses and AI agents issue cards, run payment accounts, handle foreign exchange, and manage spend, and it lets fintechs and banks build their own payment products on top.
AI agents connect to Pliant through the Model Context Protocol, or MCP. That link lets an agent embed a payment step inside a workflow, such as placing and paying for an order, with spend controls in place.
Agentic commerce is the idea of AI agents buying and paying for things on their own, within set rules. It needs payment rails built for agents, which is what Pliant is opening up.
Pliant was co-founded by CEO Malte Rau and Fabian Terner. The company is based in Berlin.