Klaimee: Insurance and Risk Certification for AI Agents
Klaimee is an insurtech startup building risk evaluation, certification and insurance-backed warranties for autonomous AI agents. Its platform is designed to help businesses assess what their agents can do, identify potential failure modes and obtain financial protection for eligible risks when agents act incorrectly or outside their intended scope.
Visit Klaimee ↗Basic Information
| Field | Details |
|---|---|
| Company Name | Klaimee |
| Category | Insurtech / AI Risk Management |
| Founded | 2026, based on its public startup launch and Y Combinator batch |
| Headquarters | San Francisco, California, United States |
| Founders | Ines Boutemadja and Julien Catonnet |
| Accelerator | Y Combinator, Spring 2026 |
| Core Offering | AI agent risk assessment, certification, financial guarantees and AI-specific liability coverage |
| Latest Announced Funding | $5.5 million seed round in July 2026 |
| Lead Investor | FundersClub, led by Alexander Mittal |
| Other Investors | Reported participants include ex/ante, Pioneer Fund, Multimodal Ventures, Kima Ventures, Rebel Fund, Robinhood Ventures and Y Combinator |
| Website | klaimee.ai |
What Klaimee Does
AI Agent Risk Assessment
Klaimee evaluates how an AI agent behaves, what systems and data it can access, and which actions it is permitted to perform. The assessment is designed to help businesses understand risks before deploying agents in important workflows.
Certification for Enterprise Use
The company provides a risk score, evaluation findings and remediation recommendations. These materials are intended to help AI vendors demonstrate their risk controls during enterprise procurement and security reviews.
Insurance-Backed Protection
Klaimee offers insurance-backed warranties and AI-specific liability coverage for eligible agents. Its model aims to address financial exposure when an autonomous system makes a mistake or takes an unauthorized action.
Key Products and Capabilities
Agent Risk Evaluation
Assesses an agent’s capabilities, access permissions, operational boundaries and potential failure scenarios to help identify areas that require stronger controls.
Risk Score and Report
Produces a structured evaluation with category-level findings and recommendations that teams can use to improve an agent before deployment.
Klaimee Certification
Provides certification materials and a badge for eligible agents, giving businesses documentation to share with enterprise buyers and procurement teams.
Financial Guarantee
Connects certification with a financial backstop for eligible risks, helping provide a clearer response when a covered agent failure causes a loss.
AI Liability Coverage
Offers AI-specific insurance intended to address certain losses that may arise from autonomous agent actions, subject to the applicable policy terms and exclusions.
Remediation Recommendations
Highlights weaknesses in an agent’s setup and recommends improvements to permissions, operational controls and reliability before wider deployment.
Eight AI Agent Risk Dimensions
Scope Violation
Checks whether an agent can move beyond its intended responsibilities or make commitments it is not authorized to make.
Data Exfiltration
Evaluates risks involving exposure or unauthorized transfer of confidential and personal information.
Unauthorized Action
Examines whether an agent could execute actions without the required permissions or approval.
Output Integrity
Considers the consequences of incorrect or misleading outputs that users or customers rely on.
Adversarial Manipulation
Assesses exposure to prompt injection and other attempts to manipulate an agent’s behaviour.
Behavioural Stability
Considers whether the agent behaves consistently across different situations and edge cases.
Model Drift
Considers the potential impact of changes in model behaviour, prompts, tools or the surrounding system.
Operational Control
Evaluates safeguards around monitoring, access, execution and the ability to intervene when something goes wrong.
Risk-Based Improvements
The assessment is intended to help teams prioritize fixes and make agent deployments more predictable and accountable.
Klaimee at a Glance
Target Market
Focuses on businesses building AI agents and enterprises deploying them in business workflows.
Before Deployment
Evaluates agent risks and provides documentation to support deployment decisions and procurement reviews.
Financial Protection
Connects risk evaluation with insurance-backed warranties and liability coverage for eligible use cases.
Who Can Use Klaimee?
AI Agent Vendors
Companies selling AI agents can use risk assessment and certification materials to address buyer concerns about agent reliability and liability.
Enterprise AI Teams
Businesses deploying agents internally can use evaluations to understand potential failure modes and strengthen controls around sensitive workflows.
Procurement and Legal Teams
Certification documents and evidence of applicable coverage can help teams assess vendor risk during enterprise purchasing and approval processes.
Funding Journey
Spring 2026
Y Combinator
P26
Joined the Y Combinator Spring 2026 batch.
July 2026
Seed Funding
$5.5M
Announced a seed round led by FundersClub’s Alexander Mittal.
Current Focus
Product Expansion
AI Risk
Building risk evaluation, certification and insurance-backed protection for autonomous AI agents.